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|
Qualifying
| Q: |
Where do I get
information about housing discrimination? |
| A: |
For
information about housing discrimination, call the U.S. Department of
Justice at (202) 514-2000, 950 Pennsylvania Ave., NW DC 20530 or your local
U.S. Department of Housing and Urban Development office.
For detailed information, the booklet, "Your Loan is Denied, Defending
Yourself Against Mortgage Lending Discrimination," is available from the
Center for Investigative Reporting, 500 Howard Street, Suite 206, San
Francisco, CA 94105-3008 or call (415) 543-1200. |
|
| Q: |
Where do I get
information on consumer credit laws?
|
| A: |
For
information on consumer credit laws, contact the National Foundation for
Consumer Credit, 8701 Georgia Ave., Suite 507, Silver Springs, MD 20910;
call (301) 589-5600. |
|
| Q: |
Where do I get a copy
of my credit report? |
| A: |
For a copy
of your own credit report, call one of the three main national credit
reporting agencies: Equifax, (800) 685-1111; Experian, (800) 392-1122 or
Trans Union, (312) 408-1050. The bureaus also should provide instructions on
how to read their report and dispute any inaccuracies it contains.
|
|
| Q: |
Where do I get
information on who regulates lenders? |
| A: |
The
following regulatory bodies oversee lenders:
* Comptroller of the Currency, Compliance Division, Washington, D.C., (800)
613-6743.
* Office of Thrift Supervision, Consumer Affairs, Washington, D.C., (202)
906-6237.
* Federal Deposit Insurance Corp., Consumer Affairs, Washington, D.C., (800)
934-3342.
Your state departments of real estate or commerce also may regulate the
lenders in your area. |
|
| Q: |
Where do I get
information on finding the best loan? |
| A: |
For
information on how to find the best home loan, check out this booklet:
* "How to Shop for a Mortgage," by the Mortgage Bankers Association of
America, 1125 15th St., N.W., Washington, DC 20005; call (202) 861-6500.
|
|
| Q: |
Where do I get
information on mortgages? |
| A: |
For
information on mortgages, check out the following sources for information:
* American Bankers Association; (202) 663-5000.
* Mortgage Bankers Association of America, 1125 15th St., N.W., Washington,
DC 20005; (202) 861-6500. |
|
| Q: |
Where can I get a list
of mortgage brokers? |
| A: |
For
information on mortgage brokers, contact the National Association of
Mortgage Brokers at (703) 610-9009 |
| |
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Copyright 2005 Alison Blake |
